Reply to "Appraisal for insurance"

jeff6559Member

quote:
Originally posted by LF - TP 2511:

It is a good thing, IMHO.

It probably is but doesn't seem to be necessary with the agreed value policy since both parties agree to value.

Absolutely needed for an agreed value policy, and that is the ONLY policy any of us should have on our cars.

No appraisal is required with Haggerty. They only request a picture, unless you ask for an unreasonable value when you apply. The beauty of this, is that you can insure it for what you have in it. And there are no real driving restrictions except for mileage. This is sometimes a real gotcha.

You will have to defend a stated value policy, and guess who wins in insured vs. insurer battles?

I pay about $400 yearly, State Farm, agreed value of $45K. And this is after the $35k they paid for my off-road-adventure claim.

State Farm doesn't seem to offer an agreed value policy in most other places in the US.

Larry

2/14/075:56 PM

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