No matter what? I trust you mean once warmed up it reads the same. If it is at the 195 reading as soon as you turn things on...somethings broke
If it is a stock gauge, the REAL temperature is up for guesses.
Temp sender should be in the block, not the stock surge tank location. And to learn what the gauge is really telling you, you'll need to run the car with the surge tank cap removed and check that water temp against the gauge temp.
Larry
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