I have no experience of 'no fault' insurance here in the US, but thought it was akin to a first party insurance i.e. your insurer covers your losses, her insurer hers. If that is true you should only be dealing with your insurer and hopefully you had an agreed value policy, which might make it easier to convince them to repair over full payout.
Very sad to see, hopefully they threw the book at her for distracted driving and speeding.
PANTERA INTERNATIONAL
A DE TOMASO CAR CLUB
Presents the De Tomaso Forums
The On-Line Meeting Place for De Tomaso Owners and Enthusiasts From Around the World
Clicking on the banner will take you to the sponsor's website.