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Classic/Exotic Insurance & Track Events

Well I have been with American Hobbyist for a number of years, but they have declined to insure the Ultima for a reasonable value (they were okay until I had to send in the photo's, then it "looked too much like a race car" in their words!) however, they also stated they HAVE to cover ALL my collection, so I guess I'm looking for new coverage.

American Hobbyist have a "timed event and competitive racing" exclusion, which to my mind permits non timed track days.

In getting alternative quotes I come up with some comparative pricing, but all the other classic insurers have an "any track event" exclusion. What is everyone else doing and are you sure you are covered for track events like PCNC?

Thanks,
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