JD;
I have American Modern Ins, which is the new carrier from Heacock. I guess Heacock decided not to insure in NJ. I have not had any claim experience, but AMHI would need extensive apprasials and any back up paperwork for a bump in value (pics, any docs from oprevious sales etc)The premiums seem to be fairly priced, with having a 3000 mile per yr policy /agreed value
Just my .02,
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