For my 4 post lift I had the garage door tracks lengthened/raised so the door rides about 1 inch from the ceiling not at just above the door opening height.
Personally I would not rely on the failsafe hard obstacle cutouts (as opposed to optical beam cutoffs) as it's pretty hard on the opener and you can still damage a panel or windshield before the unit overload circuit cuts in.
You could install an optical sensor so the door cuts the beam and switches the opener off, but really as long as you have one good and maintained system redundancy should be unecessary.
Julian
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