I second Pantera Doug re Hagerty. Just can't drive it regularly to work. And it is agreed value, not stated value. You State Farm stated value/driving restrictions guys are taking an extraordinary risk, IMHO. For the same price you can get Hagerty without any of the driving limitations plus it's agreed value.
BTW, every state has different regs and as a result you can have differing State Farm policies.
On a side note, after being with State Farm practically all my life, they dropped me. Best thing that ever happened. Went with USAA and it's cheaper and better. Pantera now with Hagerty.
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