Reply to "My big box insurance company made me sad today..."

garth66"When speed is the only thing that counts"

quote:
to raise the stated valuation from present $60K to a higher amount

A "kit car!" Sheesh!

First of all, you need "agreed value" coverage! Stated value means you state the value and pay premiums based on that value, but the insurance company doesn't agree that your car is worth that value and is unlikely to pay out that value in the event of a total loss. They will treat it as a 40+ year old car with a depreciated value.

Go to a specialty insurer who deals with our cars, such as Hagerty - lower rates, better/more coverage, and great customer service. And then, pull any other insurance policies you have with your current insurer and find a company more knowledgeable in their own business.

7/19/169:21 AM

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