I know how bad this is at this time for you --- very sad. Originality is hard to ever get back. I had a bad experience with State Farm 10 years ago, and from that I would chime in to what others have said here about insurance companies and add this -- do NOT give in to the first settlement that they offer. Do what you KNOW needs to be done, and do not stray from that. Let them sweat it out time wise. Do not jump at a settlement unless you are TOTALLY satisfied with it. Also, do not put yourself in a position where you HAVE to settle with the insurance company. This is where they can get you over a barrel.
Best of luck with your car. Very sad what happened -- now you need to be patient to get done what needs to get done.
Remember, time should be on your side with this one, not the insurance company; so make it so.
Mark
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