Adams,
If I bought my specific Patera because of it's originality factor and it got hit, there may be a sense of disappointment, and loss of value that I may not want to accept. This may sound extreme, but if originality meant more to me than the particular Pantera itself, I might go after the insurance company to replace the whole car based on that aspect of my ownership/investment. They have to make you 'whole' for your loss, and by painting a panel, or the whole car, that could never again occur. A car's paint is only factory original once.
Like I said, it's an extreme point of view, but your posts over these past couple of years suggest that you crave originality more than most. These posts would support that case.
Michael
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