Reply to "Pantera insurance"

I have had my cars appraised and it was an interesting process. I know of two different ways that the my cars could have been appraised. One was comparative -- where the appraiser looks at comparable cars out there to get to a value; not a good way to appraise if you just had your car restored to the nth degree.

The other way to appraise cars is by replacement of said car. The appraiser "builds" your car again with given knowns -- like how much a good donor car would cost, the driveline cost, interior cost, body and paint cost, etc.... This is the more fair appraisal process for a car like yours, MBLotus. To have to accept an appraisal from the comparative standpoint in this market would be reason enough to jump ship to another insurance company, IMHO.