What i see is.......people take out second's on their homes to buy these things and then dip into savings to do all the... have to do? up grades and then if one thing goes wrong in their life and Money is needed, the Toy/Toys are the first to go and at a Bargain price... the Ferrari guy (in my life's experience) can afford to sit on a FOR SALE car and if it sells it sells..he doesn't need the money from that sale to go on to the next car/project.....Family, friends First Toys are for those who can afford them.
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