That is totally unacceptable! Make them pay! (They really have no choice.)
Get an estimate from a shop who knows Panteras BEFORE their insurance adjuster comes. He probably won't know how to accurately adjust your claim, and won't offer you what you deserve. Having an estimate beforehand will speed up the process.
I'm sorry to see it, but you may wind up with a few extra bucks to put towards your resto. Good luck!
Michael
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