these days I'm not even mentioning this to my insurance co. My rates in my business in NY have doubled each year and I make no claims. But as you say contact the state Ins board. I did that once and they took my controller out in hand cuffs. He and his insurnace friend tried to scam me and I caught them. Bye Bye for a long time. I think insurance fraud you go away longer then killing someone. I asked the towing co for a signed statement that the delivered the car with no damage. Once I have that bye bye for a long time. I have pictures of the car coming off the tow truck damaged.
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