Thanks. Would it be unlikely for the owner to be able to supply the title if it is currently collateral for some kind of loan? I'm assuming most banks keep the title in their possession, but having seen some bank audits, I know that doesn't always happen.
I'm in central Texas and you mainly need to get a (simple) state inspection, have the title and bring money in order to get a car registered. I'll need to replace missing windshield wipers for inspection purposes as that would be obvious problem as the inspection places like to look at those in order to sell replacements.
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