Reply to "Speeding Defense?"

4nhotrodHe who dies with the most toys is dead

Points, tickets and insurance....
I spoke to my insurance broker (State Farm) regarding speeding tickets and insurance rates.
I have an allowance of 2 speeding tickets before my rates go up. These speeding tickets can be 10kmh or 30kph over. It doesn't matter. Nor do the amount of points matter to my insurance company. Points have eveything to do with the Ministry of Transportation. If you get 15 points, the ministry will take your licence away, not the insurance company.
If you are leaning towards losing your licence from excessive points, then it makes all the sense in the world to go and fight the ticket and reduce points. If you don't have alot of points and you go to court to only have the ticket reduced in speed and no points, then you've lost a days pay to only have the ticket fine reduced. You're insurance will still see "a ticket", points or no points.
Will

3/13/093:38 AM

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