Michael, Canada may be different. My broker had me with Echelon last 3 years but moved me to RSA . Have 121K for a yearly of $736, IIRC 5000KM (3000mi/yr) a few extras $1000 towing, coverage while on towing, 1st right of re-purchase of written-off + coverage for up-to $7500 of spare parts.
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