Hi Michael,
OUCH! Is this just a function of your location? Seems like a lot of dough, but then again, I am in the middle of nowhere so the only things that will do damage are bugs and wildlife jumping in front of the car.
Sounds like you have a solid group of companies lined up to choose from. I have heard that Allstate is to be avoided as a company as they are very weak financially, and they take it out on their customers when a claim arises.
BEST OF LUCK!
Mark
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