The company Allstate told the owner that the truck would have been covered under homewners if the tree was dead. It was alive....Claim Refused! GRRRRRRRR!
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That's weird. You'd think that the insurance company would NOT want to insure homes with large dead trees near just waiting to fall over! They probably do a site visit and make you remove all the large dead trees then write the insurance to exclude coverage from the live ones falling over! Maybe we have an insurance expert on the forum who can enlighten?
Ouch!
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Insurance companies are great when you're paying them the money, helpful and as nice as they can be.
Turn in a claim, and then the B/S starts.
I can just see the run around in this situation. Auto insurance says it's the home owners insurance responsibility and the home owners insurance says it's the auto insurance responsibility, both denying the claim.
I would file a complaint with the Insurance Commission on both companies.
I would think that it should be a joint sharing of responsibilty if nothing else between the 2.
Anything else on their part's is BAD FAITH.
Turn in a claim, and then the B/S starts.
I can just see the run around in this situation. Auto insurance says it's the home owners insurance responsibility and the home owners insurance says it's the auto insurance responsibility, both denying the claim.
I would file a complaint with the Insurance Commission on both companies.
I would think that it should be a joint sharing of responsibilty if nothing else between the 2.
Anything else on their part's is BAD FAITH.
I have Allstate for both home and car. I suppose they can sue each other?
I bet they'd give it a try! Look at all the problems they're having down south after Katrina. Was it wind damage or flood damage? Flood damage or hurricane damage?
quote:Originally posted by PanteraDoug:
I have Allstate for both home and car. I suppose they can sue each other?
If it had been a neighbor's tree, the neighbor's homeowner policy would have covered it, no different than if a neighbor's child smacks a baseball through your window.
But if your own child smack's a baseball through your window .....
Insurance is weird.
But if your own child smack's a baseball through your window .....
Insurance is weird.
Regardless, you would think it would be covered by comprehensive by auto insurance. However, I can see them denying the claim stating it was caused by a natural disaster.
Insurance is weird.[/QUOTE]
Insurance is weird.[/QUOTE]