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Get an "Agreed Value" policy where both you and the insurance company agree on the value in advance. Note this is different than a "Stated Value" policy which pays Market Value but not more than the Stated Value.

Haggerty Collector Car Insurance does Agreed Value.
I have a stated policy 28,000, car must be driven less than 2000 anualy, garaged and car club membership, through JC Taylor about $400 anually.
..LPB

LPB and all,


Best thing you can do, agreed or stated policy, is get a professional appraisal of your car. Should cost around $200-$300. Very hard for the insurance co.to argue with that type of document. And do not overlook your regular carrier. My State Farm insurance costs me $366 a year, agreed policy value of $45K, and this is after my $35K (yes, $35,000) claim on 2511 after my famous off road adventure. I had full receipts and the appraisal at time of underwriting, and St. Farm gave me NO hassle at all on the claim.

YMMV

Larry
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