Has any one used or know any thing about a company named American Modern Insurance Group, they are located in Cincinnati, Ohio. JD
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Did you in fact back into your garage door and now need to make an insurance claim?
NO! But if such a thing were to happen while insured by American Modern Insurance Group would the claim be paid? My request is informational only, this PANTERA group seems to have a handle on most car issues. JD
Have no idea who AMIG is, but I did stay at a Holiday Inn Express.....on serious note I have just been through an exercise of getting quotes for my cars, if this can be of any help...
I got quotes from Classic Insurance, Sneed, Heacock, Hagerty and American Hobbyist.
Heacock were by far the cheapest (and had zero deductibles). I was very impressed with the rep I dealt with, a true car guy who was hoping to get a Pantera and new some of the Colorado Pantera guys.
In the I ended up staying with American Hobbyist and they came in the middle lower than Hagerty & Sneed.
I had to get a central monitored burglary & fire alarm installed as the value of my cars exceeds $150K. But my reason for staying with AH was that they were the ONLY insurer who did not have a total track exclusion. Their exclusion (only made me sign for the Ultima) read 'timed events and competitive Racing' whereas all other were all cars and excluding 'any on-track event'.
I got quotes from Classic Insurance, Sneed, Heacock, Hagerty and American Hobbyist.
Heacock were by far the cheapest (and had zero deductibles). I was very impressed with the rep I dealt with, a true car guy who was hoping to get a Pantera and new some of the Colorado Pantera guys.
In the I ended up staying with American Hobbyist and they came in the middle lower than Hagerty & Sneed.
I had to get a central monitored burglary & fire alarm installed as the value of my cars exceeds $150K. But my reason for staying with AH was that they were the ONLY insurer who did not have a total track exclusion. Their exclusion (only made me sign for the Ultima) read 'timed events and competitive Racing' whereas all other were all cars and excluding 'any on-track event'.
THANKS FOR THE INFO. JD
Try LANT or SILVER WHEEL.
Lant is Silver Wheels, but Ontario only. We have very few choices here in Canada as none of the big US classic car insurers offer rates here.
Whoever you choose, make sure to go with an AGREED VALUE policy ... not Stated Value. An appraisal will be required, but if something bad ever happens you know EXACTLY how much you will collect. I have heard that Stated Value policies are no better than standard car insurance, meaning you will be negotiating your claim (most likely for a long time).
I use Grundy, one of the few who service Hawaii. They had a good reputation when I checked and have provided good policy options and service. I have never had to file a claim (knock wood) so I can't comment on that. Prices are reasonable too
Thanks to all! Good info on agreed vs. stated value. JD
JD;
I have American Modern Ins, which is the new carrier from Heacock. I guess Heacock decided not to insure in NJ. I have not had any claim experience, but AMHI would need extensive apprasials and any back up paperwork for a bump in value (pics, any docs from oprevious sales etc)The premiums seem to be fairly priced, with having a 3000 mile per yr policy /agreed value
Just my .02,
I have American Modern Ins, which is the new carrier from Heacock. I guess Heacock decided not to insure in NJ. I have not had any claim experience, but AMHI would need extensive apprasials and any back up paperwork for a bump in value (pics, any docs from oprevious sales etc)The premiums seem to be fairly priced, with having a 3000 mile per yr policy /agreed value
Just my .02,
I have Hagarty. I had several "Excellent" recommendations from Pantera owners who have had claims with them. That peace of mind alone was worth the price difference!
I currently have Hagerty. Probably for the last year. There is a company in Florida that does the Mustangs through the MCA that is half the rate as Hagerty.
That will alow me to double my stated values and pay the same. The problem for me is that I am really underinsured on the Pantera for regular fender benders.
I have seen estimates of around $75,000 for bent front fenders, hoods and doors.
The way people drive around here, a mishap in a parking lot can cost you $100,000 like nothing on the Pantera.
As a matter of fact, I thought it was Heacock that was offering the policy, but I am in NY, not NJ. Maybe that is ther difference?
That will alow me to double my stated values and pay the same. The problem for me is that I am really underinsured on the Pantera for regular fender benders.
I have seen estimates of around $75,000 for bent front fenders, hoods and doors.
The way people drive around here, a mishap in a parking lot can cost you $100,000 like nothing on the Pantera.
As a matter of fact, I thought it was Heacock that was offering the policy, but I am in NY, not NJ. Maybe that is ther difference?
I had a lot of issues with insurance companies and the pantera. Pantera caused Nationwide and then StateFarm to cancel my policies based on the fact that it was "...too hard to find parts for..."
Anyway all said and done I think I came out on top. I now have ANPAC and thier Chrome Policy speacility car insurance for the pantera. Better coverage, much more freedom with miles and doing what you want to do with your car. Plus they're cheap! My cost to insure my truck and the pantera is 350 less than statefarm and 700 less then Nationwide. Plus I have more coverage and more perks (free towing, road side assitance etc).
Dave
#1536
Anyway all said and done I think I came out on top. I now have ANPAC and thier Chrome Policy speacility car insurance for the pantera. Better coverage, much more freedom with miles and doing what you want to do with your car. Plus they're cheap! My cost to insure my truck and the pantera is 350 less than statefarm and 700 less then Nationwide. Plus I have more coverage and more perks (free towing, road side assitance etc).
Dave
#1536