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Car Insurance

G Guest
I have received quotes from four so called specialty companies that deal in insuring classic and antique cars, such as ours, with limited annual milage and an agreed insured value. The companies are: Rally Insurance Group in Elmhurst, Illinois; Hagerty Classic Insurance, Traverse City, Michigan; American Collector Insurance in Cherry Hill, N.J. I understand that State Farm also will insure our cars, but for State Farm the maximum vintage is 1971. Their quotes are less then $20 dollars apart. However, I know absolutely nothing about the above named companies. If anyone has any information, please advise. Thanks. Since 1977 I have been with Allstate, because until now they were the only one that would insure the car. Not only is it expensive, their policy limit cover is "Actual Cash Value". That makes me very nervous since they would determine the car's value.
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G guyman (Guest)
I am with State Farm right now and they are charging $420 a year. OUCH. Guaranteed value of $30,000. I am looking into Hagerty and they quoted me half that with 3,000-4,000 mile use. You have to fill out questionaire and send pictures and a copy of your primary vehicles registration along with everyones driving history in the household. But it will be worth getting my premium cut in half! I have only driven my car 600 miles this year...so you do the math on $$$$ per mile on $420! Something like 60 cents a mile to drive it. Double ouch.
C Coz (Guest)
I got my insurance through Leland West Insurance Brokers
Stated value of 35,00.00 while restoring. Full coverage, 500.00 deducts, glass coverage and 6,000 miles a year allowed for 590.00. Your may be cheaper, I had a previous speeding ticket to deal with.
If you want to check them out, their number is 800.237.4722, ask for Kelly Wiefel or www.lelandwest.com
Nice people !


quote:
Originally posted by Robert Marconi:
I have received quotes from four so called specialty companies that deal in insuring classic and antique cars, such as ours, with limited annual milage and an agreed insured value. The companies are: Rally Insurance Group in Elmhurst, Illinois; Hagerty Classic Insurance, Traverse City, Michigan; American Collector Insurance in Cherry Hill, N.J. I understand that State Farm also will insure our cars, but for State Farm the maximum vintage is 1971. Their quotes are less then $20 dollars apart. However, I know absolutely nothing about the above named companies. If anyone has any information, please advise. Thanks. Since 1977 I have been with Allstate, because until now they were the only one that would insure the car. Not only is it expensive, their policy limit cover is "Actual Cash Value". That makes me very nervous since they would determine the car's value.


[This message has been edited by Coz (edited 07-01-2001).]

[This message has been edited by Coz (edited 07-01-2001).]
KC Karl Cederholm (Guest)
I have a 73 stated value 25000. full coverage. fire,theft, collision, 100-300000
no deductable. $203.00 per year. I was in an accident, not my fault..no problem. after adjuster checked car, I was issued a check right away. May not be in your area though.
Taylor Ins company. Pennsylvania. they have an add in Hemings.
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